Superannuation

Not many people are aware of their rights when it comes to making a claim for insured benefits attached to their superannuation.  More often than not we come across people who do not even realise that they have cover and are eligible to make a claim.

What most people don't realise is that along with the money their employer contributes to super on their behalf, they may also have insurance cover for what is known as Total and Permanent Disablement (TPD).  If you have had to cease working as a result of an illness or injury then you may be entitled to claim these benefits.

These benefits are paid in a lump sum and are usually several times your account balance and can run into hundreds of thousands of dollars.

We are specialists in the area of superannuation and disability law and are able to find policies of insurance that people were unaware of for a number of years.

If you are a member of different funds, you may also have insurance cover under each of these funds and have the potential to make multiple claims.  At Firths we investigate these claims on your behalf to see if you do have this cover.

Some people are also daunted by the prospects of challenging the decision of the insurer once their claim has been declined.  Unfortunately, this is what the funds and insurers rely on.  At Firths we also handle declined claims and challenge these decisions.

We have built up a successful practice in prosecuting disability insurance claims.  These successes have resulted in obtaining a decision from the superannuation fund and its insurer in a timely manner to pay out a client's claim, or to proceed to a court hearing in appropriate circumstances.

 

Stephen Paul Firth
Accredited Specialist in Personal Injury Law

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